Crestford Lending, a small-business funding broker in Waterloo, Iowa, works with owners in Waterloo, Evansdale and Cedar Falls in Black Hawk County, Independence in Buchanan County, Vinton in Benton County, Waverly in Bremer County, and smaller nearby towns, by phone and online. Lending partners handle every decision and set the terms.
Evansdale, IA
Black Hawk County. ZIP 50707 held 101 employer establishments in 2023, with retail trade the largest sector (Census ZBP). The Evansdale, Iowa funding page.
Cedar Falls, IA
Black Hawk County. ZIP 50613 held 1,137 employer establishments in 2023, more than any other ZIP in this list (Census ZBP). The Cedar Falls, Iowa funding page.
Independence, IA
Buchanan County. ZIP 50644 held 271 employer establishments in 2023, nearly half with fewer than five employees (Census ZBP). The Independence, Iowa funding page.
Vinton, IA
Benton County. ZIP 52349 held 185 employer establishments in 2023, 53.5 percent with fewer than five employees (Census ZBP). The Vinton, Iowa funding page.
Waverly, IA
Bremer County. ZIP 50677 held 313 employer establishments in 2023, with health care the largest sector (Census ZBP). The Waverly, Iowa funding page.
Washburn, IA and the office ZIP
Washburn is a Census-designated place in Black Hawk County rather than an incorporated city, and its land lies in ZIP 50702. It has no ZIP of its own in the business counts, so it has no separate page; owners there use the same phone line and online request as everyone else.
Smaller towns in Black Hawk County, IA
La Porte City: ZIP 50651 counted 59 employer establishments in 2023, with construction the largest sector at 11. Hudson: ZIP 50643 counted 59, led by other services and construction. Jesup, which spans Black Hawk and Buchanan counties: ZIP 50648 counted 81, of which 21 were construction firms. Janesville, partly in Bremer County: ZIP 50647 counted 33, two thirds with fewer than five employees (Census ZBP 2023). Each ZIP covers far more land than the town itself.
Gilbertville, Elk Run Heights, Raymond and Dunkerton are also in Black Hawk County; their ZIP business counts are too small to describe reliably.
Towns in neighboring counties of Iowa
Denver (Bremer County): ZIP 50622 counted 66 employer establishments, half with fewer than five employees. Fairbank (Buchanan and Fayette counties): ZIP 50629 counted 33. Dysart and Traer (Tama County): ZIPs 52224 and 50675 counted 37 and 47. Reinbeck (Grundy County): ZIP 50669 counted 48. Urbana (Benton County): ZIP 52345 counted 32 (Census ZBP 2023).
Smaller places such as Dike, Readlyn, Brandon, Rowley, Hazleton, Mount Auburn, Garrison, New Hartford, Morrison, Lincoln, Stout and Clutier are within reach as well. County figures for Black Hawk County do not describe towns outside it.
How owners outside Waterloo, IA reach us
Everything works by phone and online: call (319) 340-8656 or send the short request, and we call back. The business picture for the county seat area is on the W 4th St city overview.
By Crestford Lending · Updated
Questions for the W 4th St broker?
Unsure of the route? Ring us, or begin online.

