Crestford Lending, a small-business funding broker in Waterloo, Iowa, is a broker, not a lender. From 315 W 4th St it explains six kinds of business funding, prepares requests and introduces them to lending partners, which make credit decisions and set rates and terms. Consumer, farm and trucking requests fall outside its work.
A broker, despite the name
Crestford Lending is a broker, not a lender. The name says Lending; the work is matching. We do not fund requests, approve them or set their terms. Crestford Lending connects you with lending partners; partners make credit decisions and set rates and terms. What we offer is time spent on your purpose, a clear explanation of the routes that fit it, and a request that goes to the right partners.
What we work on
Six kinds of business funding: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances (which are not loans). Lending partners we work with fund construction firms, restaurants, medical and dental practices, and retailers and wholesalers. The comparison table shows how each route works.
How we work
- We start with what the money is for, not with a product.
- We explain how each option is repaid or collected before anything is sent.
- We send requests only to partners that offer the structure you need.
- We encourage you to compare total cost and read the whole agreement.
The steps are laid out in how a request moves.
Lines Crestford Lending holds
- Forecast an approval, an amount, a price or a funding date
- Handle consumer borrowing of any kind, from payday to home loans
- Send farm or trucking requests to partners
- Let anyone on our end label an advance of future sales as a loan
Where to find us
Write to 315 W 4th St, Waterloo, IA 50701, or ring (319) 340-8656. Ways to reach us are on the contact page, and Black Hawk County business counts describe the local business base. Our formal statement of the broker role is in the broker disclosures.
By Crestford Lending · Updated
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