Crestford Lending, a small-business funding broker in Waterloo, Iowa, is a broker, not a lender: it introduces business funding requests to lending partners, which make every credit decision and set rates and terms. No approval can be promised, consumer loans are outside its work, and a merchant cash advance is treated as a sale of receivables rather than a loan.
Crestford Lending is a broker, not a lender
We do not lend, make credit decisions or issue funding agreements. Although Lending appears in our name, every offer comes from a lending partner, and any agreement you sign is with that partner. Crestford Lending connects you with lending partners; partners make credit decisions and set rates and terms.
Approval is never promised
A request that reaches us, or a partner through us, carries no assurance of a yes. Each partner uses its own criteria, and we cannot predict or change the result.
Partners set price and terms
The amount, rate or factor, fees, term, collateral and any personal guarantee are set by the partner. Rates appear nowhere on this site, since Crestford Lending has no say in them. Go through the partner's agreement page by page, and put any question to the partner before you sign.
A merchant cash advance is not a loan
A merchant cash advance is a purchase of part of a business's future receivables. The funder collects the purchased amount from future sales rather than charging interest, and the funder sets its terms.
Our lending partners
Our partners are lenders and funders offering one or more of the six funding types described on this site.
Your information after you share it
What you share is used to discuss your request and, with your agreement, passed to lending partners that may offer suitable funding. The privacy policy linked in the footer has the details.
When we may call or text you
With your permission, we may phone or text you about the request. Agreeing to contact is never required to obtain a product. Reply STOP to opt out of texts; the SMS terms in the footer explain more.
Questions or complaints
Raise a concern by phone on (319) 340-8656 or in a letter to 315 W 4th St, Waterloo, IA 50701.
By Crestford Lending · Updated
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